Affirm Financing

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Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial
control. Select Affirm at checkout to pay over time—and never pay a penny

more than you agree to on day one

Just select at checkout

Choose biweekly, 6, or 12 monthly payment

For example: Let’s say you make a purchase of $1,000. Choose to make 4 biweekly, interest-free payments of $250 or pay over 3 ($333/mo), 6 ($166/mo) or 12 ($83/mo) months from 0-32% APR interest rate (subject to provincial regulatory limitations). Please see table for more details.

How Affirm Works

Buying with Affirm is simple.

1. Choose Affirm at Checkout
Select Affirm as your payment method when checking out.

2. Get a Real-Time Decision
Enter a few details and get approved instantly—this won’t affect your credit score.

3. Pay Over Time
Split your purchase into bi-weekly or monthly payments that fit your budget.

The table below is representative of credit and terms offered by Affirm Canada.

Purchase Amount:

Monthly Payment:

Number of Payments:

Total Interest Charges:

Total Processing Fees:

Total Cost of Borrowing:

Total Repayment Amount:

Credit Rate:

$1,000

$166.67

$1,000

Example of a $1,000 purchase at 0-32% APR interest over 6 month period. Downpayment may be required.

Say yes with confidence

With Affirm, you always know exactly what you'll owe and when you'll be
done paying.

Transparent
Affirm tells you upfront the total amount you’ll pay. That number will never go
up.

Flexible
You choose the payment schedule that works for you.

Fair
Affirm won’t charge you late fees or penalties of any kind, ever.

FAQs

Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

How do I make my payments?
You can make or schedule payments at affirm.ca or in the Affirm app for
iOS or Android. Affirm will send you email and text reminders before
payments are due.

Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return
process with the store.

Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your
credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from Canada. This
helps Affirm verify it’s you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at affirm.ca.


Increase buying power	Control your cash flow	Get your equipment fast
Leverage your buying power and free up cash with periodic payments rather than one large upfront purchase. You can also add extra features or accessories to your equipment for a small payment increase. That puts the buying power in your hands.	Small payments over the term of your lease mean equipment will start earning money from day one, while you pay it off, making it easy to balance your expense-to-revenue ratio.	We’ll review your application and quickly turn around a decision on your lease. How fast? We’ll typically notify your equipment dealer that payment is on its way within 48 hours of your approval.