Joto's Financial Options for you

Affirm is a smarter way to pay over time. Shop anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.

• Best Options for Supplies.
• Anyone - Business Registration Not Required!
• Pay In 4 Interest-Free Installment Option
• Choose 3, 6, or 12 monthly payments

"Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see

Buy now, pay later without the fees

Tandem recognizes that the wise use of lease financing can be a cornerstone of growth for most enterprises. Here’s why you should consider leasing as a financing solution for acquiring equipment for your business.

• Increase buying power
• Control your cash flow
• Get your equipment fast

How leasing online works:

1. Calculate an estimated lease or loan payment that works for your business.
2. Complete a no-obligation online credit application.
3. Tandem Equipment Finance Canada will reach out with a quick credit response.
4. Upon credit approval, if you choose to lease, Tandem will transfer the funds to Joto and YOU get your new equipment!